Below are anonymized client outcomes. Every story is real — names changed to protect privacy.
562 → 734 · 4 months · First-time homebuyer
598 → 685 · 60 days · Pre-mortgage cleanup
540 → 664 · 90 days · Business funding prep
682 → 745 · 75 days · Refi optimization
610 → 706 · 80 days · Auto loan qualification
522 → 663 · 100 days · Apartment approval
"I'd been saving for a house for 4 years. Pre-approval pulled, house picked out, and the mortgage officer said my score was too low. Jess found 3 collections from a hospital bill I'd already paid, 1 account that wasn't even mine, and a late payment from 2019 that should've fallen off. 60 days later my score jumped 87 points. Closed on my house 4 months later."
"My ecom store was profitable but I kept getting denied for business credit. Jess fixed my personal report — turns out 2 student loan items were reporting wrong. Then she connected me with her funding partner. I got approved for a $250K line of credit. Game changer."
"I'd worked with a 'credit repair company' before and got nothing. With Jess, every dispute had a reason, every step was explained. My score went from 580 to 712 in about 4 months. I actually understand my credit now."
"I had three collections from medical bills that were never mine. I'd given up trying to argue with the bureaus. Jess handled it in 2 dispute rounds. All gone. My score went up 96 points."
"What I appreciated most was the honesty. Jess told me upfront which items would dispute fast and which would take longer. No false promises. Then she delivered exactly what she said."
"My score was in the 500s and I thought it was permanent. After 100 days with CreditUp it's 663 and climbing. We're not done — but I can finally see the light."
Results vary by individual situation. Past results are not a guarantee of future outcomes.
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