Score Increases

What clients are seeing.

+172pts

562 → 734 · 4 months · First-time homebuyer

+87pts

598 → 685 · 60 days · Pre-mortgage cleanup

+124pts

540 → 664 · 90 days · Business funding prep

+63pts

682 → 745 · 75 days · Refi optimization

+96pts

610 → 706 · 80 days · Auto loan qualification

+141pts

522 → 663 · 100 days · Apartment approval

Client Stories

The full picture.

★★★★★
"I'd been saving for a house for 4 years. Pre-approval pulled, house picked out, and the mortgage officer said my score was too low. Jess found 3 collections from a hospital bill I'd already paid, 1 account that wasn't even mine, and a late payment from 2019 that should've fallen off. 60 days later my score jumped 87 points. Closed on my house 4 months later."
M
Maya R.
First-time homebuyer · +87 pts in 60 days
★★★★★
"My ecom store was profitable but I kept getting denied for business credit. Jess fixed my personal report — turns out 2 student loan items were reporting wrong. Then she connected me with her funding partner. I got approved for a $250K line of credit. Game changer."
D
Devon T.
E-commerce founder · +124 pts → $250K LOC
★★★★★
"I'd worked with a 'credit repair company' before and got nothing. With Jess, every dispute had a reason, every step was explained. My score went from 580 to 712 in about 4 months. I actually understand my credit now."
A
Alicia M.
Healthcare professional · 580 → 712
★★★★★
"I had three collections from medical bills that were never mine. I'd given up trying to argue with the bureaus. Jess handled it in 2 dispute rounds. All gone. My score went up 96 points."
R
Reggie S.
Auto loan applicant · +96 pts
★★★★★
"What I appreciated most was the honesty. Jess told me upfront which items would dispute fast and which would take longer. No false promises. Then she delivered exactly what she said."
K
Kara L.
Refi candidate · +63 pts
★★★★★
"My score was in the 500s and I thought it was permanent. After 100 days with CreditUp it's 663 and climbing. We're not done — but I can finally see the light."
J
Jordan F.
Long-term rebuild · +141 pts and counting

Results vary by individual situation. Past results are not a guarantee of future outcomes.

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